Finance Center

Financing a Buick or GMC Vehicle in Waterford

When considering purchasing a new or used Buick or GMC, financing is always a top consideration for customers near Waterford. For most buyers, there are many things to weigh in purchasing - or leasing - a vehicle. These factors include the interest rate, the length of the contract, and whether to purchase or lease a car. Whether you are making your very first vehicle purchase or looking for an upgrade, the financing staff at Lunghamer Buick GMC are happy to assist you.

Financing Department

Our Financing Department Simplifies the Process

Shopping for your next Buick or GMC is only a part of the process of bringing your new vehicle home. One way we simplify the buying process is with our online credit application that helps customers get pre-approved before visiting the dealership.

If you haven't submitted the financing application, our experts are happy to assist in completing any necessary paperwork.

When it comes to financing your GM vehicle, there are a few things you should keep in mind. First and foremost, GM Financial offers competitive rates. Additionally, you can tailor the financing terms to fit your individual needs. Lastly, the process is quick and easy so that you can get behind the wheel of your new GM car or truck in no time.

All in all, financing through GM Financial is an excellent option for anyone purchasing a GM vehicle. Their rates are competitive, their terms are flexible, and the process is quick and easy.

Finance Application

Lake Orion area customers can submit a financing application online from home to speed up the car-buying process. For assistance with the application or to get answers to questions about how financing works, our finance experts can assist.

We Work with the Bank

GM offers multiple purchase options for those looking at both new and used vehicles. The local GM Lunghamer Buick GMC has relationships with many banks across the United States and GM Financial, and we will work to get the best interest rate for you. Plus, we will get the best terms for your loan or lease.

Loan vs. Lease

Do you drive a lot for work? Do you travel a great deal? Then you may investigate purchasing your next vehicle. However, a lease might be a great option if you travel less than 10,000 miles yearly.

When financing a car, the buyer owns the vehicle after the last payment and is responsible for all repairs and maintenance. The buyer may also sell the vehicle at any time. The monthly payments are generally higher when financing, but the buyer has the option to make a larger down payment to lower the monthly payments.

Leasing a car means the lessee is technically renting the vehicle from the lessor for a specified period. The lessee is only responsible for repairs not covered under warranty. At the end of the lease, the lessee may purchase the car, return the vehicle to the lessor, or lease a new one. The monthly payments are generally lower with a lease, but the lessee does not have the option to sell the car.

New and Used Inventories

Customers near Clarkston will find a plethora of used and new Buicks and GMC vehicles on our lot, including the GMC 1500 pickup, the Buick Enclave, and many more.


Welcome to Lunghamer Buick GMC Inc.

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  1. Lunghamer Buick GMC Inc.

    5825 Highland Rd
    Waterford, MI 48327

    • Sales: (248) 461-1000
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Get in Touch

  • Contact our Sales Department at: (248) 461-1000
  • Monday9:00 am - 8:00 pm
  • Tuesday9:00 am - 6:00 pm
  • Wednesday9:00 am - 6:00 pm
  • Thursday9:00 am - 8:00 pm
  • Friday9:00 am - 6:00 pm
  • Saturday9:00 am - 3:00 pm
  • SundayClosed

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